►► Long Term Fixed Rate Ag Land Loans, Including 30 year loans! 

  • Lock in low fixed rates today.
  • Affordable Variable Rates
  • Line of credit for your operating needs
  • Machinery
  • Livestock

The team at First State Bank of Randolph is here to help you achieve your goals and dreams. Made up of your local neighbors, friends, and fellow community members, we share your values of hard work, commitment and integrity.

We know you need more flexibilty with farm loans than standard lending terms. When considering loan options for your next investment, purchase of ag land, or machinery, line of credit or other banking needs choose First State Bank of Randolph as your partner to help you succeed.

Credit Guidelines

The underwriting of your ag loan covers a broad scope of topics. Credit and cash flow analysis typically ranks first in importance. The underwriting grid information below is an important credit guideline for fair and timely credit underwriting. Click here for more information.


                                 Our local lenders are here to help you.
Find out just how easy it is...click on one of our lenders below to get more information.
                Or call First State Bank at 402-337-0323 or 877-203-0063.

                       Gary Gubbels           Melissa Engel           Sandy Owens            Mark Linville

Financial Statement Application

Financial Calculators

*Notice: Because there is a small risk that information transmitted via Internet email could fall into the wrong hands, we suggest that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact us in person or by phone at (402) 337-0323. Thank you.